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Fire & Water - Cleanup & Restoration

Gradual Damage

1/21/2020 (Permalink)

Broken pipe and Water damage example

Another example is if something that happened gradually, like a broken pipe, or a broken water tank, or a washing machine breaks due to (unexpected) wear and tear. The actual pipe itself, or washing machine will not be covered. However, the resulting damage from the sudden breakage may be.

What does the term “Resulting Damage” mean in Insurance?

The resulting damage is a different than the initial damage. For example, if water damage resulting from a broken pipe, or appliance is listed in your wording as covered, then you may be compensated for a portion of the damages caused even though the deteriorated pipe replacement or a new appliance would not be covered. This is an example the cause of the damage not being covered, but the resulting damage being covered.

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